The Network Security. Org

FDIC compliance and disaster recovery

Rounding out our discussions of regulatory compliance and disaster recovery (DR), we'll take a look this week at the Federal Deposit Insurance Corporation (FDIC) and what regulations it sets forth for banks and similar financial institutions when it comes to DR planning.

The FDIC is a government agency responsible for the oversight of banking and lending institutions to ensure that in the event of a crisis, depositors' monies can be returned to them on demand. Essentially, this means that if all else fails, the FDIC will insure each depositor for up to a specified amount of cash?the amount posted at the bank and in all contracts and other written instruments. Until recently, the FDIC has been very lax on even offering guidance on DR for member institutions, but it has changed its tune considerably. FDIC compliance and disaster recovery

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